Legacy shield

Mutual Funds

Mutual Funds

What is a mutual fund?

A mutual fund pools your money with other investors in a basket of securities such as equities, bonds and money market products. The fund is managed by a professional asset management team.

Why mutual funds?

Assurity Benefits Groups has long advocated investing in mutual funds as a key component in building a diversified investment portfolio. Because of this, we have teamed with several securities licensed firms to best meet the financial needs of our clients. Mutual funds are comprised of a basket of securities, such as equities, bonds and money market instruments, and thus offer the benefit of built-in diversification. When you invest in a mutual fund, you essentially pool your money with other investors who have similar goals and allow a professional asset management team to make the underlying investment decisions about dozens of securities most people cannot afford to buy on their own.

Please Note: Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principal.

Our conservative approach to investing means that regardless of what goal you’re saving for – owing a home, sending a child to college, or funding your retirement – we encourage a long-term approach to investing. This, in fact, is the time frame our mutual fund portfolio managers have in mind when they choose investments for the funds they manage. Here are some of the other goals we follow in managing our funds:

We respect risk at all times: Our appreciation for risk underlies all of the investment decisions we make. We take fund performance very seriously: While we strive to have as many of our funds as possible in the upper half of their respective peer groups, we don’t take on the risks that are necessary to be at the top of those groups. We’re willing to miss the biggest gains in bull markets: We don’t think it’s prudent to take the risks that are necessary to achieve those gains. We seek lower volatility for our funds: Volatility is the enemy of long-term investors. At Assurity Benefits Group, we believe that using a long-term strategy is the best way to achieve your financial goals. To help you stay on track to reach those goals, we try to minimize volatility as much as we can. Call now to schedule a time to come in and meet with one of our partner financial planners.