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Long-term care (LTC) insurance provides coverage for when you inevitably need ongoing assistance with daily activities like eating, bathing, dressing and moving around. Due to chronic illness, disability or the natural aging process, nearly everyone requires some level of personal, supportive care later in life when they can no longer fully take care of themselves for an extended time.

Long term care preserves a person's quality of life, independence, and dignity when living with chronic health issues. Planning ahead for these needs is important because long term care situations can arise unexpectedly. Family members may not be able or willing to serve as caregivers. Government health programs also have limited long term care coverage.

The costs of long-term injuries or illnesses can severely deplete someone's hard-earned assets over time. That's why long term care insurance is so valuable. It helps pay for in-home care, assisted living, nursing homes, and more while protecting your nest egg. Additionally, long term care insurance offers advantageous tax benefits

Tax Deductibility

Small business owners can deduct LTC insurance premiums as a business expense for themselves, their spouses, and dependents

Tax-Free Payouts

Any policy benefits paid out are received completely tax-free!

Prepare wisely for tomorrow. Contact us today and let our experts assist you in designing your ideal LTC approach